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Giovanni Awards

Christian Divinagracia

NMLS ID - 967040

Text/Call: (323) 578-5786
Email: [email protected]

Our clients love us – and so will you.

4.9
morteza shekarforoushmorteza shekarforoush
00:38 14 Oct 23
I have been in touch with Behzad for my mortgage. He is fantastic and always responsive, and he is a problem-solving attier. He gave me pre-approval with a soft inquiry, which did not affect my credit. I appreciate him for all he has done.
Hamid ShiraziHamid Shirazi
00:19 13 Oct 23
Collaborating with Behzad was truly delightful. His level of professionalism is top-notch, and his responsiveness is truly impressive. What sets him apart is his commitment to ensuring that I obtain the best possible loan option. Behzad's expertise... and dedication made this process stress-free, and we were happy with the results. I highly recommend him for anyone looking for a loan officer who goes the extra mile to deliver an outstanding service.read more
Maryam EsMaryam Es
16:48 12 Oct 23
I had the pleasure of working with Behzad as my loan officer to close on my house in Maryland, and I was truly impressed with his level of expertise, experience, and service . He demonstrated a high level of professionalism, expertise,... responsiveness, and dedication.He was able to explain financial matters in a way that was easy for me to understand. He took the time to guide me through each step of the loan application process, ensuring I felt informed and confident in my decisions.What I appreciated the most about Behzad was his commitment to finding the best loan options and only running a soft inquiry in the initial stage in a way that it wouldn’t impact my credit score.He went above and beyond to secure a competitive interest rate and loan terms that were highly favorable.Throughout the process, Behzad was exceptionally approachable. He answered my questions and kept me updated at every step of the process.Needless to say, I will highly recommend him.read more
Mehdi ZamanipourMehdi Zamanipour
15:27 12 Oct 23
I had a fantastic experience working with Behzad Hamidi with InstaMortgage. He went above and beyond to help me secure a loan pre-approval without the need for a hard credit score inquiry. He patiently answered all my questions and provided... invaluable guidance in finding the best loan option for my needs. His dedication and expertise made the entire process smooth and stress-free. I highly recommend his services to anyone seeking financial assistance.read more
Enrique GarciaEnrique Garcia
16:19 16 Aug 23
Giovanni Valdez with InstaMortgage was super friendly and helpful. He made the whole buying process super easy. Explained everything well and was super patient when it came to answering questions. As a new home owner, I was super nervous and had... tons of questions and Giovanni walked me through everything. Definitely would refer him to anyone. It was a pleasure doing business with him. He’s awesome. Best of the best and tons of experience. Thank you Gio for all the great help!read more
Shreeni VShreeni V
16:25 09 Aug 23
Shashank and Bianca are an excellent team to work with. This is my second closing with them and every time they have ensured competitive rates, clear communications/expectations and on-time closure. No last minute surprises and no drama/rush around... closing time. Bianca does a lot of due diligence and is on top of everything. Working with them closely, I get a lot of confidence that they have the best interest of the customers in the forefront of everything else. Looking forward to more mutually rewarding engagements with them.read more
Hossein NematiHossein Nemati
17:48 23 Jun 23
I have worked with Mr. Behzad Hamidi to get a loan for our recent investment property. The level of care, support, and response he provided was phenomenal. He made the entire process extremely smooth by making himself available pretty much anytime... to answer questions and making sure I will get the product i need. It was amazing to see how fast he made things ready for the next steps. Communication with Behzad was also great and he kept me informed at every stage of the process with a clear timeline.I would definitely recommend to work with him if you need a loan and certainly look forward to working with him again in the next opportunity.read more
Fateme NikparvarFateme Nikparvar
23:35 21 Jun 23
I recently had the pleasure of working with Mr Behzad Hamidi, and I cannot emphasize enough how impressed I am with his exceptional professionalism. From start to finish, my experience exceeded all expectations, making him my go-to choice for any... future lendung needs.From the moment I reached out to him, he was invredibly responsive and attentive. He demonestrated a geniune interest in understanding my situation and tailored their services to meet my special needs. His dedication to customer satisfaction was evident through the entire process. He provided clear instruction, ensuring I had all documents. He was not only knowledgeable but also went above and beyond to address my concerns and answer all my questions. He took time to explain every detail of the loan , ensuring I fully understand everything!I wholeheartedly recommend him to anyone who need of lending services. His commitment to customer satisfaction truly set him apart. My experience was nothing short of outstanding and Im greatful for his expertise and dedication. THANK YOU BRHZAD for making my loan journey a positive one!Fatemehread more
Nathan AzNathan Az
16:32 31 May 23
Behzad Hamidi was my lender.He patiently answered all my questions. He was always available whenever I contacted him and the process was so fast through this company. Highly recommended.
Rajesh TulsyaniRajesh Tulsyani
20:05 25 Mar 23
Very professional, courteous, super-fast responses even post closing, and customer-friendly experience!!The Instamortgage team is awesome!!Bianca was super helpful throughout the loan process and always available to address any concerns.My big... “THANK YOU” to Shashank, Bianca and Prasanna!!read more
Iman NaziriIman Naziri
23:54 29 Jan 23
I recently worked with Behzad Hamidi on securing a mortgage loan with InstaMortgage and I couldn't be happier with the experience with both my loan offer and the company. From start to finish, Behzad was incredibly passionate about helping me find... the right loan for my needs. He was always available to answer any questions I had and responded to my emails and calls promptly. His responsiveness was top-notch and he made sure to keep me updated on the status of my loan at all times. I was working with another Mortgage company at the same time, and they were adding few line items in closing costs to justify the rate they gave me and they were not so honest about it. Behzad was so helpful walking me through all items and educating me since it was my first loan. He caught unnecessary charges the other mortgage company added.They were also so quick on approving my loan. The whole process took less than 10 days. They also gave a very good rate, which was lower than few other mortgage companies and banks at the time.I would highly recommend InstaMorgage and specifically I had a nice experience working with Behzad. He truly goes above and beyond to ensure his clients are satisfied.read more
Hosein KhHosein Kh
17:28 13 Jan 23
I had an awesome experience working with Behzad (with InstaMortgage Inc.) as my loan officer in the home purchasing process.He is really knowledgeable, helpful and polite person. He has been answering all of my questions patiently during that... process. He explained every details in the loan estimate through a zoom meeting with me. He made sure I get the most lender credit and the best mortgage rate. I really appreciate his helps and supports and highly highly recommend him.read more
Katie BaughmanKatie Baughman
00:53 21 Sep 22
I have worked with Behzad 2 times now and both transactions were smooth. With both of my clients he had great communication with buyers, me the agent, and title. He always answered my questions and my calls! I would absolutely use him again.
Aimee WineAimee Wine
06:52 08 Sep 22
There aren't enough stars for my buyers lender Behzad Hamid. I am a Realtor in Savannah GA and when my buyers came to me with an out of town lender I was skeptical. However, shortly after speaking with Bezhad my option quickly changed. He was as... dedicated and committed as I was to help our mutual clients purchase their home in a very competitive market. From giving them the best rate. to calling each listing agent to reassure them of our buyers qualifications, to putting a rush on a very short appraisal contingency, he exceeded each of my expectations. Bezhad is by far one of the very best lenders I have dealt with. I wouldn't hesitate to recommend him to anyone looking for a lender: Amazing work Behzad!!!read more
morteza shekarforoushmorteza shekarforoush
00:38 14 Oct 23
I have been in touch with Behzad for my mortgage. He is fantastic and always responsive, and he is a problem-solving attier. He gave me pre-approval with a soft inquiry, which did not affect my credit. I appreciate him for all he has done.
Hamid ShiraziHamid Shirazi
00:19 13 Oct 23
Collaborating with Behzad was truly delightful. His level of professionalism is top-notch, and his responsiveness is truly impressive. What sets him apart is his commitment to ensuring that I obtain the best possible loan option. Behzad's expertise... and dedication made this process stress-free, and we were happy with the results. I highly recommend him for anyone looking for a loan officer who goes the extra mile to deliver an outstanding service.read more
Maryam EsMaryam Es
16:48 12 Oct 23
I had the pleasure of working with Behzad as my loan officer to close on my house in Maryland, and I was truly impressed with his level of expertise, experience, and service . He demonstrated a high level of professionalism, expertise,... responsiveness, and dedication.He was able to explain financial matters in a way that was easy for me to understand. He took the time to guide me through each step of the loan application process, ensuring I felt informed and confident in my decisions.What I appreciated the most about Behzad was his commitment to finding the best loan options and only running a soft inquiry in the initial stage in a way that it wouldn’t impact my credit score.He went above and beyond to secure a competitive interest rate and loan terms that were highly favorable.Throughout the process, Behzad was exceptionally approachable. He answered my questions and kept me updated at every step of the process.Needless to say, I will highly recommend him.read more
Mehdi ZamanipourMehdi Zamanipour
15:27 12 Oct 23
I had a fantastic experience working with Behzad Hamidi with InstaMortgage. He went above and beyond to help me secure a loan pre-approval without the need for a hard credit score inquiry. He patiently answered all my questions and provided... invaluable guidance in finding the best loan option for my needs. His dedication and expertise made the entire process smooth and stress-free. I highly recommend his services to anyone seeking financial assistance.read more
Enrique GarciaEnrique Garcia
16:19 16 Aug 23
Giovanni Valdez with InstaMortgage was super friendly and helpful. He made the whole buying process super easy. Explained everything well and was super patient when it came to answering questions. As a new home owner, I was super nervous and had... tons of questions and Giovanni walked me through everything. Definitely would refer him to anyone. It was a pleasure doing business with him. He’s awesome. Best of the best and tons of experience. Thank you Gio for all the great help!read more
Shreeni VShreeni V
16:25 09 Aug 23
Shashank and Bianca are an excellent team to work with. This is my second closing with them and every time they have ensured competitive rates, clear communications/expectations and on-time closure. No last minute surprises and no drama/rush around... closing time. Bianca does a lot of due diligence and is on top of everything. Working with them closely, I get a lot of confidence that they have the best interest of the customers in the forefront of everything else. Looking forward to more mutually rewarding engagements with them.read more
Hossein NematiHossein Nemati
17:48 23 Jun 23
I have worked with Mr. Behzad Hamidi to get a loan for our recent investment property. The level of care, support, and response he provided was phenomenal. He made the entire process extremely smooth by making himself available pretty much anytime... to answer questions and making sure I will get the product i need. It was amazing to see how fast he made things ready for the next steps. Communication with Behzad was also great and he kept me informed at every stage of the process with a clear timeline.I would definitely recommend to work with him if you need a loan and certainly look forward to working with him again in the next opportunity.read more
Fateme NikparvarFateme Nikparvar
23:35 21 Jun 23
I recently had the pleasure of working with Mr Behzad Hamidi, and I cannot emphasize enough how impressed I am with his exceptional professionalism. From start to finish, my experience exceeded all expectations, making him my go-to choice for any... future lendung needs.From the moment I reached out to him, he was invredibly responsive and attentive. He demonestrated a geniune interest in understanding my situation and tailored their services to meet my special needs. His dedication to customer satisfaction was evident through the entire process. He provided clear instruction, ensuring I had all documents. He was not only knowledgeable but also went above and beyond to address my concerns and answer all my questions. He took time to explain every detail of the loan , ensuring I fully understand everything!I wholeheartedly recommend him to anyone who need of lending services. His commitment to customer satisfaction truly set him apart. My experience was nothing short of outstanding and Im greatful for his expertise and dedication. THANK YOU BRHZAD for making my loan journey a positive one!Fatemehread more
Nathan AzNathan Az
16:32 31 May 23
Behzad Hamidi was my lender.He patiently answered all my questions. He was always available whenever I contacted him and the process was so fast through this company. Highly recommended.
Rajesh TulsyaniRajesh Tulsyani
20:05 25 Mar 23
Very professional, courteous, super-fast responses even post closing, and customer-friendly experience!!The Instamortgage team is awesome!!Bianca was super helpful throughout the loan process and always available to address any concerns.My big... “THANK YOU” to Shashank, Bianca and Prasanna!!read more
Iman NaziriIman Naziri
23:54 29 Jan 23
I recently worked with Behzad Hamidi on securing a mortgage loan with InstaMortgage and I couldn't be happier with the experience with both my loan offer and the company. From start to finish, Behzad was incredibly passionate about helping me find... the right loan for my needs. He was always available to answer any questions I had and responded to my emails and calls promptly. His responsiveness was top-notch and he made sure to keep me updated on the status of my loan at all times. I was working with another Mortgage company at the same time, and they were adding few line items in closing costs to justify the rate they gave me and they were not so honest about it. Behzad was so helpful walking me through all items and educating me since it was my first loan. He caught unnecessary charges the other mortgage company added.They were also so quick on approving my loan. The whole process took less than 10 days. They also gave a very good rate, which was lower than few other mortgage companies and banks at the time.I would highly recommend InstaMorgage and specifically I had a nice experience working with Behzad. He truly goes above and beyond to ensure his clients are satisfied.read more
Hosein KhHosein Kh
17:28 13 Jan 23
I had an awesome experience working with Behzad (with InstaMortgage Inc.) as my loan officer in the home purchasing process.He is really knowledgeable, helpful and polite person. He has been answering all of my questions patiently during that... process. He explained every details in the loan estimate through a zoom meeting with me. He made sure I get the most lender credit and the best mortgage rate. I really appreciate his helps and supports and highly highly recommend him.read more
Katie BaughmanKatie Baughman
00:53 21 Sep 22
I have worked with Behzad 2 times now and both transactions were smooth. With both of my clients he had great communication with buyers, me the agent, and title. He always answered my questions and my calls! I would absolutely use him again.
Aimee WineAimee Wine
06:52 08 Sep 22
There aren't enough stars for my buyers lender Behzad Hamid. I am a Realtor in Savannah GA and when my buyers came to me with an out of town lender I was skeptical. However, shortly after speaking with Bezhad my option quickly changed. He was as... dedicated and committed as I was to help our mutual clients purchase their home in a very competitive market. From giving them the best rate. to calling each listing agent to reassure them of our buyers qualifications, to putting a rush on a very short appraisal contingency, he exceeded each of my expectations. Bezhad is by far one of the very best lenders I have dealt with. I wouldn't hesitate to recommend him to anyone looking for a lender: Amazing work Behzad!!!read more
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Our clients love us – and so will you.

5.0
5.0

M

Michael

Zach is highly qualified to take on any mortgage loan. He’s experienced, very knowledgeable, and super quick. It’s always a pleasure! Thank you, Zach.

R

Rafaella Reynolds

What an amazing experience! Zach is truly amazing at what he does. He goes above and beyond with costumer service. Communication is on point. He is kind, knowledgeable, creative AND resourceful. One of the best! I highly recommend to anyone. 5 starts!!!

C

Cole Aronson

Thank you for being so helpful and resourceful! He is on time, always available, very disciplined. Zach cares about his clients and is going above and beyond always.

G

Gabrielle

I had a LOT of questions and was on a time crunch. Zach made the whole process simple and I felt comfortable the entire time. Night and day from my first lender and would highly recommend to anyone!!

S

Steven Strother

I had a remarkable experience working with the Labiak team. Great communication, any questions or concerns I had were answered thoroughly. My whole process was a breeze.

4.9

C

Courtney Sanchez

Sal is AMAZING at what he does! I’m so grateful I was able to work with him through my home buying process. I’m a first time homebuyer and I had a million questions. Sal was responsive and completely transparent with me. Regardless of the situation, Sal got me through this process without breaking a sweat AND we closed in less than 30 days. Trust him with your process - he is the GOAT.

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C

Christopher Horwedel

We recently closed on our house after contacting Dan and Sal at InstaMortgage. Both Dan and Sal were very attentive and responded to questions quickly. Initially, we had a lot of questions about the process, and had about all of them answered. Once we got the pre approval, things moved very quickly. Because of how quickly things moved, I feel that a few things got lost in translation. Ultimately, Dan and Sal got the job done, and we are super happy with choosing them.

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kris martinez

Sal was great to work with, made this process so easy! And was knowledgeable about VA loans, so that I knew what more can be done later. I highly recommend them!!

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Jason Falcon

Refinance can be an arduous process, but Dan and Sal could not have made it more effortless. Their knowledge and unprompted communication reassured me that the transaction was in the very best hands. From the intake of my documents to signing the final papers, they were responsive, kind, and efficient. I want to express my gratitude and strong support for their excellent service.

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A

Awais Nadeem

Very professional and friendly. Bought my first house at 23. Mr Sal make things happen. Definitely recommended.

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Should I Refinance
Compare current loan with the new loan and determine if refinancing is right for you

Google Review

4.9

J

J Caldwell

Worked with Giovanni Valdez with instamortgage and all I can say is thank you! Giovanni was professional and worked a time melt manner making sure my house hunting process went smooth and efficiently. Would highly recommend working with him if you are in the housing market.

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Ivan Lopez

First time buyer, it was a pleasure to have worked with Giovanni Valdez. He was very knowledgeable, he explained everything, and answered all of our questions. It was a pleasure to had him be part of our buying process.

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Y

Yesenia Carabez

To say Gio is amazing is an understatement. He os very knowledgeable, enthusiastic, and always looks out for your best interest. He always makes time for you and has the utmost patience for all of your questions. His work ethic and tentativeness gave me so much peace of mind through out what could have been a stressful process. Gio, I can’t thank you enough.

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Raul Reyna

All I have to say is I am very grateful for going with Insta mortgage. Giovanni Valdez did an amazing job!!!! All these loan terms, numbers etc. was like a foreign language to me. Giovanni did such an amazing job explaining things and helped me understand everything. Very knowledgeable and so professional!!! Was always there for you to answer any question or concern you had. He went above and beyond in trying to find me the best rate/loan. I am so glad and fortunate to have him help out with my home buying process. He was there from beginning to end in the whole process. Forever grateful, thanks so much for your help Giovanni, couldn’t have gotten my home without your help.

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Y

YBEclectic - Doses Of Positive Energy

Giovanni Valdez was great from start to funded. He made sure I understood the numbers and was up to date on what was going on from A-Z. I appreciate his help!

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L

Lupita Rodriguez

I am very grateful for my loan officer, Giovanni Valdez. He was extremely kind and never hesitated to communicate with me when there was a change or update in my case. He made it a priority to make sure that I understood every step of the loan process and answered all of my questions. His professionalism is impeccable and it gave me the reassurance I needed to continue my house buying process.

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E

Eva Rodriguez

I absolutely recommend working with Giovanni Valdez. He made the progress so easy. Answer all of our questions. Always was available to take our calls. Very knowledgeable

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I

Irene Fonseca

Giovanni Valdez was very pleasant to work with. As a first time homebuyer he answered all of my questions and patiently helped me throughout the entire process. He was easy to communicate with and was always on top of everything! I would highly recommend him as a loan officer!

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Carmen Munoz

Somos muy afortunados en conocer a Giovanni Valdez . Nuestra Familia le agradece todo lo que ha hecho por nosotros al cumplir el sueño más preciado de tener nuestra casa . Giovanni muchas gracias por ser el mejor profesional y maravilloso ser humano . Dios le bendiga y que el éxito y la abundancia le acompañen todos los días de su vida . Cesar y Carmen Muñoz .

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Juan Carlos Gutierrez

Working with Giovanni Valdez at InstaMortgage was one of the best decisions I have made through my home buying process. He made things so simple and got my a better rate than I had before. My only regret was not starting off with him right from the beginning of my home buying process. I would definitely recommend Giovanni and InstaMortgage to any friends or family members trying to go through this process.

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This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan application for properties located in the state of New York can be facilitated through this website. For inquiries about loans in New York, go here.