Work with InstaMortgage

Our leadership

InstaMortgage CEO Shashank Shekhar (NMLS ID – 8176) is a top 15 loan officer. With a 2021 production of $325 million, Shashank has continuously raised industry standards. In addition to being on the cover of National Mortgage Professional magazine, he is an Amazon.com bestselling author, is frequently quoted by national media, and has been the keynote speaker at major conferences around the country. He is also the creator of MLO Master Class, a leading training platform for loan officers.

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“We are in the customer service and education business – we just happen to do mortgages.”

We excel in 3 Ts: Turn-time, Technology, and Training

Our operations, technology, and training is custom designed by Shashank to empower the next generation of top-producers.

In-house processing and underwriting closes the loan 35% faster than the industry average. Our state-of-the-art tech stack enables you to do more in less time.

Get free access to the industry’s top training platform, MLO Master Class, taught by industry legends like Barry Habib, Khai McBride, Megan Anderson, and Shashank himself.

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Close More Loans and Earn Bigger Paychecks

InstaMortgage’s unique banker/broker hybrid model means that you have the best of both worlds.

We give you more products and more lender options, while offering you the control and flexibility of inhouse underwriting, processing, and closing.

With rates lower than even the most aggressively priced lenders, you will close more loans and earn a bigger paycheck than you ever thought was possible.

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Become a Marketing Ninja

Get access to a CRM with pre-built in-process and post-close campaigns, as well as custom apps on iOS and Android that you can share with your referral partners and borrowers. Receive hundreds of done-for-you social media posts and even a vetted marketing agency to help you generate hundreds of new leads.

Become a marketing ninja loved by your clients and envied by other loan officers.

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Have you talked to Rachel?

We reimagined the way customer service is delivered, making it more human to form meaningful connections. Rachel is the mortgage industry’s first digital human, created by InstaMortgage Inc. and featured on Times Square in New York.

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And the world is taking notice

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Raul P Camaligan

National Director of Recruiting

Sr. Mortgage Consultant

Andy Christian

Home Loan Strategist

Sal Ali

Branch Director Dallas

Frequently Asked Questions

We are not looking to increase the count of our sales force simply. We want to work with a select few loan officers who take their careers seriously and consider themselves entrepreneurs. Our culture and ecosystem are designed to help you grow your business.

InstaMortgage LOs know their guidelines and how to structure their loans. We expect our LOs to offer legendary customer service. They should also understand that the loan is closed with help from several team members, and working as one team is the only way to get things done.

If you are a “high maintenance” loan officer and believe that you should be given exceptions all the time, we may not be the right fit for you.

Yes, we do require our LOs to close a minimum of 4 loans per quarter.

Our LOs choose their own comp plan. The max allowable comp is 3%. A comp plan can be changed every quarter.

All the LOs are paid W2.

Your benefits include a 401k plan and 50% of the insurance premium for health, vision, and dental insurance.

There is a $1,045 underwriting fee and a $495 processing fee, both of which can be charged to the borrower on LE/CD. The LO pays for their credit reports but can charge for the same either via the borrower’s credit card or on LE/CD.

We are confident that you will find our pricing very aggressive whether you compare it with wholesale or retail lenders. If there is a mutual fit, we are happy to give you a test login to check out our pricing.

We underwrite most conforming, FHA, and VA loans in-house. We broker loans with sub-580 scores, manufactured homes, or Jumbo loans. We also work with multiple lenders offering non-QM loans, downpayment assistance programs, and construction loans. We can’t think of any loan program that we do not offer either internally or through one of our preferred lenders.

Our point-of-sale (POS) is an app on the iOS and Android app store developed by SimpleNexus. Our LOS is Byte, and our CRM is Total Expert. We use Lender Price for the pricing engine and have partnered up with Blueprint for accurate income calculations of all kinds of borrowers in minutes. The corporate pays for all the technology provided you meet the minimum production requirement.

Yes, typically, you are assigned one processor. However, sometimes to manage the workload fairly across processors, your loan may be assigned to another processor.

Unless you are joining under a Branch Manager, in most cases, you will be reporting to our CEO – Shashank Shekhar.

We are currently licensed in 28 states and waiting for approval in a few other states. The updated list can be found here

Ready to transform your career?

Get in touch with us and kickstart your journey.

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan application for properties located in the state of New York can be facilitated through this website. For inquiries about loans in New York, go here.