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    Our leadership

    InstaMortgage CEO Shashank Shekhar is a top 15 loan officer. With a 2021 production of $325 million, Shashank has continuously raised industry standards. In addition to being on the cover of National Mortgage Professional magazine, he is an Amazon.com bestselling author, is frequently quoted by national media, and has been the keynote speaker at major conferences around the country. He is also the creator of MLO Master Class, a leading training platform for loan officers.

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    “We are in the customer service and education business – we just happen to do mortgages.”

    We excel in 3 Ts: Turn-time, Technology, and Training

    Our operations, technology, and training is custom designed by Shashank to empower the next generation of top-producers.

    In-house processing and underwriting closes the loan 35% faster than the industry average. Our state-of-the-art tech stack enables you to do more in less time.

    Get free access to the industry’s top training platform, MLO Master Class, taught by industry legends like Barry Habib, Khai McBride, Megan Anderson, and Shashank himself.

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    Close More Loans and EarnBigger Paychecks

    InstaMortgage’s unique banker/broker hybrid model means that you have the best of both worlds.

    We give you more products and more lender options, while offering you the control and flexibility of inhouse underwriting, processing, and closing.

    With rates lower than even the most aggressively priced lenders, you will close more loans and earn a bigger paycheck than you ever thought was possible.

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    Become a Marketing Ninja

    Get access to a CRM with pre-built in-process and post-close campaigns, as well as custom apps on iOS and Android that you can share with your referral partners and borrowers. Receive hundreds of done-for-you social media posts and even a vetted marketing agency to help you generate hundreds of new leads.

    Become a marketing ninja loved by your clients and envied by other loan officers.

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    Have you talked to Rachel?

    We reimagined the way customer service is delivered, making it more human to form meaningful connections. Rachel is the mortgage industry’s first digital human, created by InstaMortgage Inc. and featured on Times Square in New York.

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    And the world is taking notice


    Work at a company you’re proud of.

    Saleem Ali

    Loan Officer

    Stephen Levias

    “Working with InstaMortgage has propelled me to be a top 1% originator in the nation. I absolutely would not be in this position without the support of the InstaMortgage team. Shashank progressively works to make InstaMortgage the best mortgage company to work for.”

    Alan Mack

    Loan Officer

    Stephen Levias

    “In my 33-year career, I have NEVER worked for a better company than InstaMortgage. My former companies include Skyline, New American Funding, Bank of America, Citibank, Wells Fargo, among others, and they don’t come close to what InstaMortgage offers. Shashank has worked incredibly hard to build such a successful company, and it shows!”

    Derek Haley

    Loan Officer

    Derek Haley

    “I am lucky to have met Shashank. Amazing CEO, amazing company and I would never have been able to this anywhere else! Success and nothing less.”

    Frequently Asked Questions

    We are not looking to simply increase the count of our sales force. We want to work with a select few loan officers who take their careers seriously and consider themselves entrepreneurs. Our culture and eco-system are designed to help you grow your business.

    InstaMortgage LOs know their guidelines and how to structure their loans. We expect our LOs to offer legendary customer service. They should also understand that the loan is closed with help from several team members and working as one team is the only way to get things done.

    If you are a “high maintenance” loan officer and believe that you should be given exceptions all the time, we may not be the right fit for you.

    Yes, we do require our LOs to close a minimum of 6 loans per quarter.

    Our LOs choose their own comp plan. The max allowable comp is 3%. A comp plan can be changed every quarter.

    All the LOs are paid W2.

    If you are a W2 LO, your benefits include a 401k match and 50% of the insurance premium for health, vision, and dental insurance.

    There is a $995 underwriting fee and a $495 processing fee, both of which can be charged to the borrower on LE/CD. The LO pays for their credit reports but can charge for the same either via the borrower’s credit card or on LE/CD.

    We are confident that you will find our pricing very aggressive whether you compare it with wholesale or retail lenders. If there is a mutual fit, we are happy to give you a test login to check out our pricing.

    We underwrite most conforming, FHA, and VA loans in-house. We broker loans with sub-620 scores, manufactured homes, or Jumbo loans. We also work with multiple lenders who offer non-QM loans, downpayment assistance programs, and even construction loans. We can’t think of any loan program that we do not offer either internally or through one of our preferred lenders.

    Our point-of-sale (POS) is an app on iOS and Android app store, developed by SimpleNexus. Our LOS is Byte, and CRM is BNTouch. We use Optimal Blue for the pricing engine and have partnered up with Blueprint for accurate income calculations of all kinds of borrowers in minutes. The corporate pays for all the technology.

    Yes, typically you are assigned one processor. However, sometimes to manage the workload fairly across processors, your loan may be assigned to another processor.

    Unless you are joining under a Branch Manager, in most cases, you will be reporting to Jim Black, Chief Lending Officer. You will be working with Jim Black and can set up coaching sessions to get your questions answered and/or grow your business.

    We are currently licensed in 26 states and waiting for approval in a few other states. The updated list can be found here

    Ready to transform your career?

    Get in touch with us and kickstart your journey.

    This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan application for properties located in the state of New York can be facilitated through this website. For inquiries about loans in New York, go here.

    US Patriot Act

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents