Low Rates. Cutting-Edge Tech. Legendary Service.

Engineered by us, Driven by you

“We are in the education and customer service business. We just happen to do mortgages.”

Our commitment to you is summed up nicely by our CEO’s quote. In an industry that’s mostly driven by profit-making, we are driven by you. A unique blend of low rates, award-winning education, legendary service, cutting-edge technology, and an all-star team means you’re guaranteed to get a radically different mortgage experience.

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Helping borrowers like you since 2008

$3.5 Billion+

in Closed Loans


3-Year Growth


Mortgages to Minorities


Meet Rachel

We reimagined the way customer service is delivered, making it more human to form meaningful connections.

Created in Silicon Valley, and making waves in NYC: Rachel, the mortgage industry's first digital human.

Say hi

The App

Start your application/pre-approval, calculate payments, securely scan and upload documents, get updates – all from the palm of your hand.

Download the InstaMortgage app today and experience a true digital mortgage process.

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Our clients love us – and so will you.

Katie Baughman6 months agoReview starReview starReview starReview starReview star

I have worked with Behzad 2 times now and both transactions were smooth. With both of my clients he had great communication with buyers, me the agent, and title. He always answered my questions and my calls! I would absolutely use him again.

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Hosein Kh2 months agoReview starReview starReview starReview starReview star

I had an awesome experience working with Behzad (with InstaMortgage Inc.) as my loan officer in the home purchasing process. He is really knowledgeable, helpful and polite person. He has been answering all of my questions patiently during that process. He explained every details in the loan estimate through a zoom meeting with me. He made sure I get the most lender credit and the best mortgage rate. I really appreciate his helps and supports and highly highly recommend him.

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Iman Naziria month agoReview starReview starReview starReview starReview star

I recently worked with Behzad Hamidi on securing a mortgage loan with InstaMortgage and I couldn't be happier with the experience with both my loan offer and the company. From start to finish, Behzad was incredibly passionate about helping me find the right loan for my needs. He was always available to answer any questions I had and responded to my emails and calls promptly. His responsiveness was top-notch and he made sure to keep me updated on the status of my loan at all times. I was working with another Mortgage company at the same time, and they were adding few line items in closing costs to justify the rate they gave me and they were not so honest about it. Behzad was so helpful walking me through all items and educating me since it was my first loan. He caught unnecessary charges the other mortgage company added. They were also so quick on approving my loan. The whole process took less than 10 days. They also gave a very good rate, which was lower than few other mortgage companies and banks at the time. I would highly recommend InstaMorgage and specifically I had a nice experience working with Behzad. He truly goes above and beyond to ensure his clients are satisfied.

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Aimee Wine6 months agoReview starReview starReview starReview starReview star

There aren't enough stars for my buyers lender Behzad Hamid. I am a Realtor in Savannah GA and when my buyers came to me with an out of town lender I was skeptical. However, shortly after speaking with Bezhad my option quickly changed. He was as dedicated and committed as I was to help our mutual clients purchase their home in a very competitive market. From giving them the best rate. to calling each listing agent to reassure them of our buyers qualifications, to putting a rush on a very short appraisal contingency, he exceeded each of my expectations. Bezhad is by far one of the very best lenders I have dealt with. I wouldn't hesitate to recommend him to anyone looking for a lender: Amazing work Behzad!!!

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Saeed Nasseh6 months agoReview starReview starReview starReview starReview star

Bezhad Hamidi (from InstaMortgage) is, by far, the best loan officer whom I worked with. He is very quick in responding, precise, knowledgeable, and extremely helpful. He worked with me (as a borrower) and with my realtor at the same time to make sure that everything is in order. He made the process as fast as possible (only three weeks) and more importantly, very smooth. I am very pleased to work with Behzad and he truly exceeded each of my expectations as a borrower. I strongly recommend Behzad Hamidi if you are about to buy a house and are looking for a lender.

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Payam Shadkam3 weeks agoReview starReview starReview starReview starReview star

As someone who has had the pleasure of working with Insta Mortgage , I would like to take this opportunity to express my appreciation for all the help throughout my purchase process . Behzad is Professional, Experienced, Organized, Very knowledgeable ,Nice and Helpful . Behzad remained confident when I encountered challenges and always kept me on target. I would highly recommend him to anyone looking for mortgage agent. Highly recommended!!

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Juanita Soto2 months agoReview starReview starReview starReview starReview star

Gio at Instamortgage was great! Super fast and responsive. Took the time to sit down with us and explain what we can do to help us increase our purchasing power. Gio is well connected and made the purchasing and closing process a breeze! Ask for Gio you won’t regret it!

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Jimit Pandya8 months agoReview starReview starReview starReview starReview star

We have been working with Shashank since 2015, have purchased both of our homes, have refinanced our mortgage with him and have friends who we have referred to him. Shashank and his team are amazing to work and are always looking out for our best interest. Shashank always works out a mortgage strategy that aligns with our needs and delivers on time. We would recommend his team and are confident that they will make your home buying experience easier and less stressful. Thank you Shashank and Bianca for helping us with our new home!

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And the world is taking notice

Silicon Valley Business Journal-logo
The Startup Weekly
Private Companies Award
MPA Awards
The Startup Weekly
Financial Times logo
NMP Awards

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan application for properties located in the state of New York can be facilitated through this website. For inquiries about loans in New York, go here.

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What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents