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Home Buying And Refinacing: News, Tips and Guides

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Home Buying

Low Down Payment Mortgage Options for Home Purchase

Can I Buy A Home Before Selling My Current Home?

12 Ways to Secure a Down Payment for Your Mortgage

Demystifying the Home Purchase Contract: Understand the Nuances

Get Your Offer Accepted in a Seller’s Market

Refinance

30 Year Fixed vs. 15 Year Fixed – Which One Makes More Sense?

FHA Streamline Loan Information, Benefits, and Rates

When Should I Refinance My Mortgage?

How to De-mystify Mortgage Rate and Become a Better Rate Shopper

7 Reasons Why You Should Refinance Now, Even If You Think You Can’t

2023 Loan Limits

What Does 2023 Conforming and FHA Loan Limit Mean for you?

2023 FHA Loan Limits For California (CA)

2023 Conforming Loan Limits For California (CA)

2023 Conforming Loan Limits For Florida (FL)

2023 Conforming Loan Limits For New Jersey (NJ)

How Much Can I Afford

Mortgage Pre-Approval 101

What Kind of Mortgage Can I Afford?

Mortgage Pre Approval Process to Get the Pre Approval Letter

How to Qualify For a Mortgage When You Have Student Loans

How to calculate Debt-to-Income (DTI) Ratio For My California Mortgage?

Learn the Basics

Understanding a 3-2-1, 2-1, and 1-0 Buydown Mortgage

Fixed Rate vs Adjustable Rate Mortgage (ARM)

How is an FHA Loan Different From a Conventional Mortgage

A Video on How Mortgage Interest Rates Move

Mortgage Pre Approval Process to Get the Pre Approval Letter

Mortgage News

Will The Mortgage Rates Go Down in 2023?

VA Loan Funding Fees Reduced for 2023 Loans

FHA Annual Mortgage Insurance Premiums Reduced for 2023 Loans

Top 10 Hottest Real Estate Markets in 2023 Part 1

Top 10 Hottest Real Estate Markets in 2023 Part 2

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December 1, 2023

2024 Conforming Loan Limits For Florida (FL)

  2024 Conforming Limit Florida is $766,550  and goes up to $929,200 for high-cost counties…

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December 1, 2023

2024 Conforming Loan Limits Connecticut (CT)

2024 Conforming Loan Limits Connecticut is $766,550 for one-unit properties, and the loan limit for…

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December 1, 2023

2024 Conforming Loan Limits For Colorado (CO)

  2024 Conforming Limit Colorado is $766,550 and goes up to $1,149,825  for high-cost counties…

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November 30, 2023

2024 Conforming Loan Limits For California (CA)

  2024 Conforming Loan Limits California is $766,550 and goes up to $1,149,825  for high-cost…

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November 29, 2023

2024 Conforming Loan Limits For Alabama (AL)

2024 Conforming Loan Limit Alabama counties  for 1-unit properties is $766,550 and for 2-unit properties…

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November 29, 2023

2024 Conforming Loan Limits For Arizona (AZ)

2024 Conforming Loan Limits Arizona counties For 1-unit property is $766,550 and for 2-unit properties…

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October 30, 2023

Vantage Scores vs FICO Scores – Who uses what?

For the last 30+ years, lenders have been using Fico scores. More mortgage lenders have…

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