New Jersey Conforming Loan Limits by County for 2024
2024 Conforming Loan Limits New Jersey is $766,550 and goes up to $1,149,825 for high-cost counties for one-unit properties.
2024 Conforming Limits New Jersey for 2-unit properties is $981,500 and goes up to $1,472,250 for high-cost counties.
For prospective homebuyers, understanding these limits is an important part of buying a house in New Jersey, as conforming loan limits can help determine which mortgage options may be available based on the property’s location and loan amount.
2024 Conforming Loan Limits for Atlantic County
- 1 Unit – $766,550
- 2 Unit – $981,500
- 3 Unit – $1,186,350
- 4 Unit – $1,474,400
2024 Conforming Loan Limits New Jersey Bergen County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 Conforming Loan Limits for Burlington County
- 1 Unit – $766,550
- 2 Unit – $981,500
- 3 Unit – $1,186,350
- 4 Unit – $1,474,400
2024 Conforming Loan Limits for Camden County
- 1 Unit – $766,550
- 2 Unit – $981,500
- 3 Unit – $1,186,350
- 4 Unit – $1,474,400
2024 Conforming Loan Limits New Jersey Cape May County
- 1 Unit – $766,550
- 2 Unit – $981,500
- 3 Unit – $1,186,350
- 4 Unit – $1,474,400
2024 Conforming Loan Limits for Cumberland County
- 1 Unit – $766,550
- 2 Unit – $981,500
- 3 Unit – $1,186,350
- 4 Unit – $1,474,400
2024 Conforming Loan Limits for Essex County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 Conforming Loan Limits for Gloucester County
- 1 Unit – $766,550
- 2 Unit – $981,500
- 3 Unit – $1,186,350
- 4 Unit – $1,474,400
2024 Conforming Loan Limits for Hudson County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 Conforming Loan Limits for Hunterdon County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 Conforming Loan Limits for Mercer County
- 1 Unit – $766,550
- 2 Unit – $981,500
- 3 Unit – $1,186,350
- 4 Unit – $1,474,400
2024 Conforming Loan Limits for Middlesex County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 Conforming Loan Limits for Monmouth County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 Conforming Loan Limits for Morris County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 Conforming Loan Limits for Ocean County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
View 2025 Conforming Limits New Jersey
2024 Conforming Loan Limits for Passaic County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 Conforming Loan Limits for Salem County
- 1 Unit – $766,550
- 2 Unit – $981,500
- 3 Unit – $1,186,350
- 4 Unit – $1,474,400
2024 Conforming Loan Limits for Somerset County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 Conforming Loan Limits for Sussex County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 Conforming Loan Limits for Union County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 Conforming Loan Limits for Warren County
- 1 Unit – $766,550
- 2 Unit – $981,500
- 3 Unit – $1,186,350
- 4 Unit – $1,474,400
You May Also Like:
- 10000
Conforming Loans What are Conforming Loans? A Conforming mortgage loan (also called Conventional loan) is a type of mortgage loan that conforms to the guidelines set forth by Fannie Mae and Freddie Mac, which are government-sponsored entities. These guidelines include limits on loan amounts, credit score requirements, debt-to-income ratios, down… - 10000Home Equity Line of Credit (HELOC) is a home mortgage loan that works much like credit cards. It allows you to borrow funds up to a certain established credit limit, usually on as needed basis. However unlike credit cards which are unsecured debts, HELOCs are collateralized against your home. There…
- 10000
Both Fannie Mae are Freddie Mac, the two agencies that purchase conforming loans, are going to charge additional fees thus making 2nd (vacation) homes and high-balance loans more expensive. What is a 2nd home and High-Balance Loans? Sometimes my borrowers confuse 2nd home as the home they buy after they…




