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I am the author of this blog and also a top-producing Loan Officer and CEO of InstaMortgage Inc, the fastest-growing mortgage company in America. All the advice is based on my experience of helping thousands of homebuyers and homeowners. We are a mortgage company and will help you with all your mortgage needs. Unlike lead generation websites, we do not sell your information to multiple lenders or third-party companies.

2025 Conforming Loan Limits New Jersey is $806,500 and goes up to $1,209,750Β  for high-cost counties for one-unit properties.

2025Β  Conforming Limits New Jersey for 2-unit properties is $1,032,650 and goes up to $1,548,975 for high-cost counties.

2025 Conforming Loan Limits for Atlantic County

  • 1Β  Unit – $806,500
  • 2 Unit – $1,032,650
  • 3 Unit – $1,248,150
  • 4 Unit – $1,551,250

2025 Conforming Loan Limits New Jersey Bergen County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 Conforming Loan Limits for Burlington County

  • 1Β  Unit – $806,500
  • 2 Unit – $1,032,650
  • 3 Unit – $1,248,150
  • 4 Unit – $1,551,250

2025 Conforming Loan Limits for Camden County

  • 1Β  Unit – $806,500
  • 2 Unit – $1,032,650
  • 3 Unit – $1,248,150
  • 4 Unit – $1,551,250

2025 Conforming Loan Limits New JerseyΒ  Cape May County

  • 1Β  Unit – $806,500
  • 2 Unit – $1,032,650
  • 3 Unit – $1,248,150
  • 4 Unit – $1,551,250

2025 Conforming Loan Limits for Cumberland County

  • 1Β  Unit – $806,500
  • 2 Unit – $1,032,650
  • 3 Unit – $1,248,150
  • 4 Unit – $1,551,250

2025 Conforming Loan Limits for Essex County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875
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2025 Conforming Loan Limits for Gloucester County

  • 1Β  Unit – $806,500
  • 2 Unit – $1,032,650
  • 3 Unit – $1,248,150
  • 4 Unit – $1,551,250

2025 Conforming Loan Limits for Hudson County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 Conforming Loan Limits for Hunterdon County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 Conforming Loan Limits for Mercer County

  • 1Β  Unit – $806,500
  • 2 Unit – $1,032,650
  • 3 Unit – $1,248,150
  • 4 Unit – $1,551,250

2025 Conforming Loan Limits for Middlesex County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 Conforming Loan Limits for Monmouth County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 Conforming Loan Limits for Morris County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 Conforming Loan Limits for Ocean County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 Conforming Loan Limits for Passaic County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 Conforming Loan Limits for Salem County

  • 1Β  Unit – $806,500
  • 2 Unit – $1,032,650
  • 3 Unit – $1,248,150
  • 4 Unit – $1,551,250

2025 Conforming Loan Limits for Somerset County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 Conforming Loan Limits for Sussex County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 Conforming Loan Limits for Union County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 Conforming Loan Limits for Warren County

  • 1Β  Unit – $806,500
  • 2 Unit – $1,032,650
  • 3 Unit – $1,248,150
  • 4 Unit – $1,551,250

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