New York Conforming Loan Limits by County for 2025
2025 Conforming Limit New York is $806,500 and goes up to $1,209,750 for high-cost counties for one-unit properties.
New Conforming Loan Limits 2025 for 2-unit properties is $1,032,650 and goes up to $1,548,975 for high-cost counties.
For buyers considering buying an apartment in NYC, understanding the applicable conforming loan limits can help them assess their mortgage financing options based on the property and loan amount.
2025 Conforming Loan Limits for Albany County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Allegany County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Bronx County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Broome County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Cattaraugus County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Cayuga County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Chautauqua County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Chemung County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Chenango County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Clinton County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Columbia County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Cortland County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Delaware County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Dutchess County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Erie County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Essex County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
Mortgage Pre-Approval
in Minutes
2025 Conforming Loan Limits for Franklin County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Fulton County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Genesee County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Greene County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Hamilton County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Herkimer County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Jefferson County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Kings County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Lewis County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Livingston County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Madison County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Monroe County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Montgomery County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Nassau County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for New York County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Niagara County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Oneida County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Onondaga County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Ontario County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Orange County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Orleans County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Oswego County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Otsego County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Putnam County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Queens County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Rensselaer County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Richmond County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Rockland County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Saratoga County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Schenectady County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Schoharie County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Schuyler County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Seneca County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for St. Lawrence County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Steuben County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Suffolk County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Sullivan County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Tioga County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Tompkins County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Ulster County New York
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Warren County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Washington County New York
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Wayne County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Westchester County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Wyoming County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Yates County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
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