5 Minutes Read
I am the author of this blog and also a top-producing Loan Officer and CEO of InstaMortgage Inc, the fastest-growing mortgage company in America. All the advice is based on my experience of helping thousands of homebuyers and homeowners. We are a mortgage company and will help you with all your mortgage needs. Unlike lead generation websites, we do not sell your information to multiple lenders or third-party companies.
2025 Conforming Limit New York is $806,500 and goes up to $1,209,750 for high-cost counties for one-unit properties.
New Conforming Loan Limits 2025 for 2-unit properties is $1,032,650 and goes up to $1,548,975 for high-cost counties.
2025 Conforming Loan Limits for Albany County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Allegany County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Bronx County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Broome County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Cattaraugus County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Cayuga County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Chautauqua County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Chemung County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Chenango County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Clinton County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Columbia County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Cortland County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Delaware County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Dutchess County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Erie County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Essex County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
Mortgage Pre-Approval
in Minutes
2025 Conforming Loan Limits for Franklin County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Fulton County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Genesee County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Greene County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Hamilton County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Herkimer County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Jefferson County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Kings County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Lewis County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Livingston County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Madison County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Monroe County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Montgomery County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Nassau County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for New York County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Niagara County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Oneida County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Onondaga County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Ontario County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Orange County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Orleans County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Oswego County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Otsego County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Putnam County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Queens County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Rensselaer County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Richmond County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Rockland County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Saratoga County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Schenectady County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Schoharie County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Schuyler County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Seneca County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for St. Lawrence County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Steuben County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Suffolk County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Sullivan County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Tioga County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Tompkins County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Ulster County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Warren County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Washington County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Wayne County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Westchester County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Wyoming County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Yates County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
You May Also Like:
- 10000
The process of purchasing a home is often much more complex than the average individual expects it to be. Items involved in your purchase contract can have a significant impact not only on the success of your purchase transaction, but on your stress level as well. Below, I have listed… - 10000
Both Fannie Mae are Freddie Mac, the two agencies that purchase conforming loans, are going to charge additional fees thus making 2nd (vacation) homes and high-balance loans more expensive. What is a 2nd home and High-Balance Loans? Sometimes my borrowers confuse 2nd home as the home they buy after they… - 10000
You've found the home of your dreams. You even have preapproval for the mortgage. Suddenly, the bottom falls out, and the lender pulls the mortgage. You are wondering why your home mortgage fell through. What could you have done to prevent this outcome? Can you get things back on track?…
