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I am the author of this blog and also a top-producing Loan Officer and CEO of InstaMortgage Inc, the fastest-growing mortgage company in America. All the advice is based on my experience of helping thousands of homebuyers and homeowners. We are a mortgage company and will help you with all your mortgage needs. Unlike lead generation websites, we do not sell your information to multiple lenders or third-party companies.

2025 FHA Loan Limits  For Maryland is $524,225  and goes up to $1,209,750  for high-cost counties for one-unit properties.

2025 FHA Loan Limits For MD for 2-unit properties is $671,200  and goes up to $1,548,975   for high-cost counties.

2025 FHA Mortgage Loan Limits for Allegany County

  • 1  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Anne Arundel County

  • 1 Unit – $731,400
  • 2 Unit – $936,300
  • 3 Unit – $1,131,800
  • 4 Unit – $1,406,550

2025 FHA Mortgage Loan Limits for Baltimore City

  • 1 Unit – $731,400
  • 2 Unit – $936,300
  • 3 Unit – $1,131,800
  • 4 Unit – $1,406,550

2025 FHA Mortgage Loan Limits for Baltimore County

  • 1 Unit – $731,400
  • 2 Unit – $936,300
  • 3 Unit – $1,131,800
  • 4 Unit – $1,406,550

2025 FHA Loan Limit Maryland Calvert County  

  • 1  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Caroline County  

  • 1  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Carroll County  

  • 1 Unit – $731,400
  • 2 Unit – $936,300
  • 3 Unit – $1,131,800
  • 4 Unit – $1,406,550
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2025 FHA Mortgage Loan Limits for Cecil County

  • 1  Unit – $594,550
  • 2 Unit – $761,150
  • 3 Unit – $920,050
  • 4 Unit – $1,143,400

2025 FHA Mortgage Loan Limits for Charles County

  • 1  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Dorchester County

  • 1  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Frederick County

  • 1  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Garrett County  

  • 1  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Harford County  

  • 1 Unit – $731,400
  • 2 Unit – $936,300
  • 3 Unit – $1,131,800
  • 4 Unit – $1,406,550

2025 FHA Mortgage Loan Limits for Howard County

  • 1 Unit – $731,400
  • 2 Unit – $936,300
  • 3 Unit – $1,131,800
  • 4 Unit – $1,406,550

2025 FHA Mortgage Loan Limits for Kent County

  • 1  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Montgomery County  

  • 1  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Prince George’s County  

  • 1  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Queen Anne’s County

  • 1 Unit – $731,400
  • 2 Unit – $936,300
  • 3 Unit – $1,131,800
  • 4 Unit – $1,406,550

2025 FHA Mortgage Loan Limits for Somerset County  

  • 1  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for St. Mary’s County  

  • 1  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Talbot County  

  • 1  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Washington County

  • 1  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Wicomico County

  • 1  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Worcester County

  • 1  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

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