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I am the author of this blog and also a top-producing Loan Officer and CEO of InstaMortgage Inc, the fastest-growing mortgage company in America. All the advice is based on my experience of helping thousands of homebuyers and homeowners. We are a mortgage company and will help you with all your mortgage needs. Unlike lead generation websites, we do not sell your information to multiple lenders or third-party companies.

2025 FHA Loan Limits NJΒ is $524,225 Β and goes up to $1,209,750 Β for high-cost counties for one-unit properties.

2025 FHA Loan Limits For New Jersey for two-unit properties is $671,200 Β and goes up to $1,548,975 Β for high-cost counties.

2025 FHAΒ  Loan Limits NJ Atlantic County

  • 1Β  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Bergen County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Burlington County

  • 1Β  Unit – $594,550
  • 2 Unit – $761,150
  • 3 Unit – $920,050
  • 4 Unit – $1,143,400

2025 FHA Mortgage Loan Limits for Camden County

  • 1Β  Unit – $594,550
  • 2 Unit – $761,150
  • 3 Unit – $920,050
  • 4 Unit – $1,143,400
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2025 FHA Mortgage Loan Limits for Cape May County

  • 1Β  Unit – $667,000
  • 2 Unit – $853,900
  • 3 Unit – $1,032,150
  • 4 Unit – $1,282,700

2025 FHA Mortgage Loan Limits for Cumberland County

  • 1Β  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Essex County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Gloucester County

  • 1Β  Unit – $594,550
  • 2 Unit – $761,150
  • 3 Unit – $920,050
  • 4 Unit – $1,143,400

2025 FHA Mortgage Loan Limits for Hudson County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Hunterdon County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Mercer County

  • 1Β  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Middlesex County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Monmouth County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Morris County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Ocean County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Passaic County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Salem County

  • 1Β  Unit – $594,550
  • 2 Unit – $761,150
  • 3 Unit – $920,050
  • 4 Unit – $1,143,400

2025 FHA Mortgage Loan Limits for Somerset County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Sussex County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Loan Limits Tennessee

2025 FHA Mortgage Loan Limits for Union County

  • 1Β  Unit – $1,209,750
  • 2 Unit – $1,548,975
  • 3 Unit – $1,872,225
  • 4 Unit – $2,326,875

2025 FHA Mortgage Loan Limits for Warren County

  • 1Β  Unit – $524,225
  • 2 Unit – $671,200
  • 3 Unit – $811,275
  • 4 Unit – $1,008,300

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