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I am the author of this blog and also a top-producing Loan Officer and CEO of InstaMortgage Inc, the fastest-growing mortgage company in America. All the advice is based on my experience of helping thousands of homebuyers and homeowners. We are a mortgage company and will help you with all your mortgage needs. Unlike lead generation websites, we do not sell your information to multiple lenders or third-party companies.
2025 FHA Loan Limits For New York is $524,225 and goes up to $1,209,750 for high-cost counties for one-unit properties.
New FHA Loan Limits 2025 For NY for two-unit properties is $671,200 and goes up to $1,548,975 for high-cost counties.
2025 FHA Mortgage Loan Limits for Albany County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
2025 FHA Loan Limits for Allegany County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
2025 FHA Mortgage Loan Limits for Bronx County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 FHA Mortgage Loan Limits for Broome County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
2025 FHA Mortgage Loan Limits for Cattaraugus County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage Limits for Cayuga County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
2025 FHA Mortgage Loan Limits for Chautauqua County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Chemung County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L. Limits for Chenango County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L. Limits for Clinton County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage L Limits for Columbia County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
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New FHA Mortgage L. Limits for Cortland County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage Loan Limits for Delaware County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage L Limits for Dutchess County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
2025 FHA Mortgage Loan Limits for Erie County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage L Limits for Essex County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage Limits for Franklin County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
2025 FHA Mortgage Loan Limits for Fulton County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage Limits for Genesee County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Greene County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage Limits for Hamilton County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Herkimer County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage Limits for Jefferson County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Kings County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
FHA Mortgage Limits for Lewis County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Livingston County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage Limits for Madison County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Monroe County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
2025 FHA Mortgage Loan Limits for Montgomery County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
2025 FHA Mortgage Loan Limits for Nassau County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
FHA Mortgage L Limits for New York County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
FHA Mortgage L Limits for Niagara County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
2025 FHA Mortgage Loan Limits for Oneida County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage L Limits for Onondaga County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Ontario County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage L Limits for Orange County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Orleans County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Oswego County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Otsego County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Putnam County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
FHA Mortgage L Limits for Queens County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 FHA Mortgage Loan Limits for Rensselaer County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage L Limits for Richmond County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
FHA Mortgage L Limits for Rockland County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
New FHA Mortgage L Limits for Saratoga County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Schenectady County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage L Limits for Schoharie County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage L. Limits for Schuyler County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for St. Lawrence County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Seneca County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage Limits for Steuben County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage Limits for Suffolk County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
FHA Mortgage L Limits for Sullivan County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage L Limits for Tioga County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage LL for Tompkins County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage L Limits for Ulster County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage LL for Warren County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage Limits for Washington County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
2025 FHA Mortgage Loan Limits for Wayne County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
New FHA Mortgage L Limits for Westchester County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
New FHA Mortgage L Limits for Wyoming County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
FHA Mortgage L Limits for Yates County
- 1 Unit – $524,225
- 2 Unit – $671,200
- 3 Unit – $811,275
- 4 Unit – $1,008,300
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