2025 FHA Loan Limits For North Carolina (NC)

2025 FHA Limits North Carlina is $524,225  and goes up to $805,000 for high-cost counties for one-unit properties.

2025  FHA Loan Limits for  North Carolina for 2-unit properties is $671,200  and goes up to $1,030,550 for high-cost counties.

2025 FHA Limits North Carolina Alamance County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Alexander County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Alleghany County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Anson County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Ashe County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Avery County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Beaufort County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Bertie County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Bladen County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Brunswick County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Buncombe County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Limits North Carolina Burke County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Cabarrus County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Caldwell County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Camden County

• 1  Unit – $757,850
• 2 Unit – $970,200
• 3 Unit – $1,172,750
• 4 Unit – $1,457,450

2025  FHA Mortgage Loan Limits for Carteret County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

 FHA Mortgage Loan Limits for Caswell County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Catawba County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Chatham County

• 1  Unit – $632,500
• 2 Unit – $809,700
• 3 Unit – $978,750
• 4 Unit – $1,216,350

FHA Mortgage Loan Limits for Cherokee County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Chowan County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Clay County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Cleveland County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Columbus County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Craven County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025  FHA Mortgage Loan Limits for Cumberland County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Currituck County

• 1  Unit – $757,850
• 2 Unit – $970,200
• 3 Unit – $1,172,750
• 4 Unit – $1,457,450

FHA Mortgage Loan Limits for Dare County

$663,550 $849,450 $1,026,800 $1,276,100

• 1  Unit – $663,550
• 2 Unit – $849,450
• 3 Unit – $1,026,800
• 4 Unit – $1,276,100

FHA Mortgage Loan Limits for Davidson County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Davie County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Duplin County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Durham County

• 1  Unit – $632,500
• 2 Unit – $809,700
• 3 Unit – $978,750
• 4 Unit – $1,216,350

2025 FHA Mortgage Loan Limits for Edgecombe County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Forsyth County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Franklin County

• 1  Unit – $530,150
• 2 Unit – $678,700
• 3 Unit – $820,350
• 4 Unit – $1,019,550

FHA Mortgage Loan Limits for Gaston County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Gates County

• 1  Unit – $757,850
• 2 Unit – $970,200
• 3 Unit – $1,172,750
• 4 Unit – $1,457,450

2025 FHA Mortgage Loan Limits for Graham County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Granville County

• 1  Unit – $632,500
• 2 Unit – $809,700
• 3 Unit – $978,750
• 4 Unit – $1,216,350

2025 FHA Mortgage Loan Limits for Greene County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Guilford County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Halifax County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Harnett County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Haywood County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Henderson County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Hertford County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Hoke County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Hyde County

• 1 Unit – $483,000
• 2 Unit – $618,300
• 3 Unit – $747,400
• 4 Unit – $928,850

2025 FHA Mortgage Loan Limits for Iredell County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Jackson County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Johnston County

• 1  Unit – $530,150
• 2 Unit – $678,700
• 3 Unit – $820,350
• 4 Unit – $1,019,550

FHA Mortgage Loan Limits for Jones County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Lee County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Lenoir County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Lincoln County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Macon County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Madison County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for Martin County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA Mortgage Loan Limits for McDowell County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Mecklenburg County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Mitchell County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Montgomery County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Moore County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Nash County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for New Hanover County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Northampton County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Onslow County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Orange County

• 1  Unit – $632,500
• 2 Unit – $809,700
• 3 Unit – $978,750
• 4 Unit – $1,216,350

FHA Mortgage Loan Limits for Pamlico County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Pasquotank County

• 1  Unit – $805,000
• 2 Unit – $1,030,550
• 3 Unit – $1,245,700
• 4 Unit – $1,548,100

FHA Mortgage Loan Limits for Pender County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Perquimans County

• 1  Unit – $805,000
• 2 Unit – $1,030,550
• 3 Unit – $1,245,700
• 4 Unit – $1,548,100

FHA Mortgage Loan Limits for Person County

• 1  Unit – $632,500
• 2 Unit – $809,700
• 3 Unit – $978,750
• 4 Unit – $1,216,350

FHA Mortgage Loan Limits for Pitt County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Polk County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Randolph County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Richmond County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Robeson County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Rockingham County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Rowan County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Rutherford County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Sampson County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Scotland County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Stanly County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Stokes County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Surry County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Swain County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Transylvania County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Tyrrell County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Union County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Vance County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Wake County

• 1  Unit – $530,150
• 2 Unit – $678,700
• 3 Unit – $820,350
• 4 Unit – $1,019,55

FHA Mortgage Loan Limits for Warren County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Washington County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Watauga County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Wayne County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Wilkes County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

FHA Mortgage Loan Limits for Wilson County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

2025 FHA limits Tennessee

 FHA Mortgage Loan L. for Yadkin County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

 FHA Mortgage Loan L. for Yancey County

• 1  Unit – $524,225
• 2 Unit – $671,200
• 3 Unit – $811,275
• 4 Unit – $1,008,300

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