New Jersey Conforming Loan Limits by County for 2025
2025 Conforming Loan Limits New Jersey is $806,500 and goes up to $1,209,750 for high-cost counties for one-unit properties.
2025 Conforming Limits New Jersey for 2-unit properties is $1,032,650 and goes up to $1,548,975 for high-cost counties.
If you are considering buying a condo in New Jersey, understanding the applicable conforming loan limits can help you evaluate your financing options and determine whether your mortgage amount falls within the relevant county limit. The loan limit that applies depends on the property’s location and the number of units in the property.
2025 Conforming Loan Limits for Atlantic County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits New Jersey Bergen County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Burlington County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Camden County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits New Jersey Cape May County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Cumberland County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Essex County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
Mortgage Pre-Approval
in Minutes
2025 Conforming Loan Limits for Gloucester County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Hudson County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Hunterdon County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Mercer County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Middlesex County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Monmouth County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Morris County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Ocean County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Passaic County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Salem County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
2025 Conforming Loan Limits for Somerset County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Sussex County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Union County
- 1 Unit – $1,209,750
- 2 Unit – $1,548,975
- 3 Unit – $1,872,225
- 4 Unit – $2,326,875
2025 Conforming Loan Limits for Warren County
- 1 Unit – $806,500
- 2 Unit – $1,032,650
- 3 Unit – $1,248,150
- 4 Unit – $1,551,250
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