JanChase Charifa-image
Giovanni Awards

JanChase Charifa

NMLS ID - 1108326

Text/Call: 818-321-7783
Email: [email protected]

How do you know if you’re choosing a mortgage advisor that will work for you? Look at their track record! Let’s be honest, securing a mortgage is one of the biggest commitments you’ll make in your lifetime. You need to feel confident that you’re working with professionals. I take pride in providing high-quality service and my goal is to earn your trust and become your mortgage advisor for life. The biggest compliment I can receive is when a client comes back for a refinance, to purchase another home, or refers a friend or family member.

I’ve been in the mortgage industry since 2013 and I still love coming to work each day.

I am passionate about staying up-to-date on the latest mortgage and real estate trends. As a result, you get expert advice to help you select a smart mortgage solution. My primary goal is to educate my customers so they are empowered with knowledge. I have specialized in investment rentals such as multifamily or short term rentals to help my clients expand their portfolio.

Our clients love us – and so will you.

4.9

Our clients love us – and so will you.

5.0
5.0

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Michael

Zach is highly qualified to take on any mortgage loan. He’s experienced, very knowledgeable, and super quick. It’s always a pleasure! Thank you, Zach.

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Rafaella Reynolds

What an amazing experience! Zach is truly amazing at what he does. He goes above and beyond with costumer service. Communication is on point. He is kind, knowledgeable, creative AND resourceful. One of the best! I highly recommend to anyone. 5 starts!!!

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Cole Aronson

Thank you for being so helpful and resourceful! He is on time, always available, very disciplined. Zach cares about his clients and is going above and beyond always.

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Gabrielle

I had a LOT of questions and was on a time crunch. Zach made the whole process simple and I felt comfortable the entire time. Night and day from my first lender and would highly recommend to anyone!!

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Steven Strother

I had a remarkable experience working with the Labiak team. Great communication, any questions or concerns I had were answered thoroughly. My whole process was a breeze.

4.9

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Courtney Sanchez

Sal is AMAZING at what he does! I’m so grateful I was able to work with him through my home buying process. I’m a first time homebuyer and I had a million questions. Sal was responsive and completely transparent with me. Regardless of the situation, Sal got me through this process without breaking a sweat AND we closed in less than 30 days. Trust him with your process - he is the GOAT.

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Christopher Horwedel

We recently closed on our house after contacting Dan and Sal at InstaMortgage. Both Dan and Sal were very attentive and responded to questions quickly. Initially, we had a lot of questions about the process, and had about all of them answered. Once we got the pre approval, things moved very quickly. Because of how quickly things moved, I feel that a few things got lost in translation. Ultimately, Dan and Sal got the job done, and we are super happy with choosing them.

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kris martinez

Sal was great to work with, made this process so easy! And was knowledgeable about VA loans, so that I knew what more can be done later. I highly recommend them!!

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Jason Falcon

Refinance can be an arduous process, but Dan and Sal could not have made it more effortless. Their knowledge and unprompted communication reassured me that the transaction was in the very best hands. From the intake of my documents to signing the final papers, they were responsive, kind, and efficient. I want to express my gratitude and strong support for their excellent service.

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Awais Nadeem

Very professional and friendly. Bought my first house at 23. Mr Sal make things happen. Definitely recommended.

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Reviews

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Jared Leister

Simply put, Erin is the best!! I am an insurance agent that works with many other lenders and Erin stands out for her attention to detail, amazing communication and care for the home buyer. She makes the entire process really smooth and I have only ever heard great things from the clients she works with. If you are looking for a lender that actually cares about you and will do whatever it takes to help you move into your dream home, Erin is the one!!

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Robert Anglin

Erin is simply AMAZING! Her knowledge and skills are not only extremely well honed, but second nature! She talks to clients' plainly so that the big picture is more readily understood. Erin takes her time to explain the process, even when she is requested to go over previous material. I built a house and Erin helped me to navigate with the builder, who is dubious at best, in a fashion that yielded not only results, but rectifications on matters of great importance. I built a house in my spare time, while building a business and travelling extensively, so Erin had to often guide, and re-guide me through a particular aspect multiple times as I was too busy to keep abreast of all the moving parts at any given moment. And Erin did so calmly, professionally, and expertly. I am considering moving again this year and I will MOST DEFINATELY call Erin! Thank you Erin! You saved my life and sanity!

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Kimberly SmithRobinson

This was my first experience obtaining a mortgage. George and I were somewhat nervous and unsettled about the whole process. Erin was very knowledgeable and comforting throughout the entire process. Erin took time to explain things to us that were very helpful, and best of all, she always returned a call in a timely fashion if she wasn't available when we called. She was great!!! We can't thank you enough for making our dream come true!!! Kim & George!!!!!!!!!!!

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Barbara Sims

Erin was wonderful to work with. Everything was done quickly and very efficient I was the seller. The buyers needs and mine were attended to very quickly. Fast as a ROCKET!!!! Thanks for helping both of us!

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Chris Balding

Erin is by far the best! She was able to explain the process in full detail even when it felt like my questions were dumb. She never once made me feel bad about asking those questions. Erin also has great follow through in making sure everything stays on track! Could not be happier with her services! Thanks Erin!

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Bold Office Manager

I have worked several deals with Erin! She is top notch on communication and customer service! Erin goes above and beyond to make sure her clients are taken care of and satisfied at the end of their purchase. One of my favorite things about Erin is that she really offers multiple options to the buyers to make sure they are getting a product that best serves their needs when purchasing! I will continue to refer her business and look forward to many deals with her to come!

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Brandon Ames

We loved working with Erin! We began the process to purchase a home while having 3 month and 4 month old babies at the time. From start to finish, Erin checked in and kept us updated. She truly made it an stress-free process and it was one of the best home purchase experiences that my wife and I have ever had. Would totally recommend to anyone interested in purchasing a home!

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Anajae Register

If you’re looking for a mortgage lender who works tirelessly and keeps it 100% real every step of the way, look no further than Erin! As a first-time homebuyer, I had a million questions, but Erin was there with clear answers, constant updates, and a level of dedication that made the entire process smooth and stress-free. She left no stone unturned, making sure I understood every detail. Her transparency and hard work were truly unmatched. I highly recommend Erin and can’t wait to do more deals with Rocket Mortgage in the future!

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We are here for you 24X7X365

Our free online tools and smart application gives you the control to get the information you need
when you need it, no matter where you are in the buying or refinancing process

What is My Payment
Calculate your monthly payment including Taxes, Insurance, HOA, and Mortgage Insurance
How Much Can I Afford
Use our affordability calculator to see how much loan you can qualify for
Should I Refinance
Compare current loan with the new loan and determine if refinancing is right for you

Google Review

4.9

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J Caldwell

Worked with Giovanni Valdez with instamortgage and all I can say is thank you! Giovanni was professional and worked a time melt manner making sure my house hunting process went smooth and efficiently. Would highly recommend working with him if you are in the housing market.

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Ivan Lopez

First time buyer, it was a pleasure to have worked with Giovanni Valdez. He was very knowledgeable, he explained everything, and answered all of our questions. It was a pleasure to had him be part of our buying process.

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Yesenia Carabez

To say Gio is amazing is an understatement. He os very knowledgeable, enthusiastic, and always looks out for your best interest. He always makes time for you and has the utmost patience for all of your questions. His work ethic and tentativeness gave me so much peace of mind through out what could have been a stressful process. Gio, I can’t thank you enough.

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Raul Reyna

All I have to say is I am very grateful for going with Insta mortgage. Giovanni Valdez did an amazing job!!!! All these loan terms, numbers etc. was like a foreign language to me. Giovanni did such an amazing job explaining things and helped me understand everything. Very knowledgeable and so professional!!! Was always there for you to answer any question or concern you had. He went above and beyond in trying to find me the best rate/loan. I am so glad and fortunate to have him help out with my home buying process. He was there from beginning to end in the whole process. Forever grateful, thanks so much for your help Giovanni, couldn’t have gotten my home without your help.

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YBEclectic - Doses Of Positive Energy

Giovanni Valdez was great from start to funded. He made sure I understood the numbers and was up to date on what was going on from A-Z. I appreciate his help!

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Lupita Rodriguez

I am very grateful for my loan officer, Giovanni Valdez. He was extremely kind and never hesitated to communicate with me when there was a change or update in my case. He made it a priority to make sure that I understood every step of the loan process and answered all of my questions. His professionalism is impeccable and it gave me the reassurance I needed to continue my house buying process.

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Eva Rodriguez

I absolutely recommend working with Giovanni Valdez. He made the progress so easy. Answer all of our questions. Always was available to take our calls. Very knowledgeable

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Irene Fonseca

Giovanni Valdez was very pleasant to work with. As a first time homebuyer he answered all of my questions and patiently helped me throughout the entire process. He was easy to communicate with and was always on top of everything! I would highly recommend him as a loan officer!

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Carmen Munoz

Somos muy afortunados en conocer a Giovanni Valdez . Nuestra Familia le agradece todo lo que ha hecho por nosotros al cumplir el sueño más preciado de tener nuestra casa . Giovanni muchas gracias por ser el mejor profesional y maravilloso ser humano . Dios le bendiga y que el éxito y la abundancia le acompañen todos los días de su vida . Cesar y Carmen Muñoz .

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Juan Carlos Gutierrez

Working with Giovanni Valdez at InstaMortgage was one of the best decisions I have made through my home buying process. He made things so simple and got my a better rate than I had before. My only regret was not starting off with him right from the beginning of my home buying process. I would definitely recommend Giovanni and InstaMortgage to any friends or family members trying to go through this process.

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