Originally from Pennsylvania, Nicole moved to California in 2010 after finishing up graduate school and being offered an editor position in the Bay Area. She then spent the next 13+ years loving Northern California’s cool-weathered summers and mild, rainy winters, knowing the West Coast was the perfect fit for her. Although forever proud of her Northeast roots — and after talking to her for all of five minutes, you’ll know she’s still very much an East Coaster at her core — she now happily calls a sleepy Oregon coastal town her home.
As the first member of her family to graduate college, Nicole carries her humble, hard-working upbringing with her throughout life. She owned and operated a bakery in Berkeley, Calif. for 10 years, and when she moved to Oregon, she took the business and financial knowledge she gained over that decade and began applying it to the mortgage industry.
Nicole enjoys working with business owners, as she has first-hand experience buying homes as a single, self-employed borrower. But she is most passionate about educating first-time homebuyers and holding their hand throughout the mortgage loan process.
Nicole describes herself as dependable, honest, a strategic planner who likes to be ahead of deadlines, painfully (for her!) organized and detail-oriented, and she truly wants to be the very best loan officer you’ll ever work with. She’s also fiercely independent and likely the most sarcastic person you’ll ever meet.
Nicole’s perfect day consists of being home with her four rescue dogs and four rescue cats, watching either a Law & Order marathon or her beloved Phillies (hopefully win!), and then walking the dogs to the nearby beach, which makes them literally jump for joy.
Nicole is a long-time advocate for senior dog and cat adoption. As a mortgage loan officer licensed in California and Oregon, she donates 5% of her commission on every closed loan to her clients’ local animal shelter or rescue group.
Our clients love us – and so will you.
I have been in touch with Behzad for my mortgage. He is fantastic and always responsive, and he is a problem-solving attier. He gave me pre-approval with a soft inquiry, which did not affect my credit. I appreciate him for all he has done.
Collaborating with Behzad was truly delightful. His level of professionalism is top-notch, and his responsiveness is truly impressive. What sets him apart is his commitment to ensuring that I obtain the best possible loan option. Behzad's expertise and dedication made this process stress-free, and we were happy with the results. I highly recommend him for anyone looking for a loan officer who goes the extra mile to deliver an outstanding service.
I had the pleasure of working with Behzad as my loan officer to close on my house in Maryland, and I was truly impressed with his level of expertise, experience, and service . He demonstrated a high level of professionalism, expertise, responsiveness, and dedication.He was able to explain financial matters in a way that was easy for me to understand. He took the time to guide me through each step of the loan application process, ensuring I felt informed and confident in my decisions.What I appreciated the most about Behzad was his commitment to finding the best loan options and only running a soft inquiry in the initial stage in a way that it wouldn’t impact my credit score.He went above and beyond to secure a competitive interest rate and loan terms that were highly favorable.Throughout the process, Behzad was exceptionally approachable. He answered my questions and kept me updated at every step of the process.Needless to say, I will highly recommend him.
I had a fantastic experience working with Behzad Hamidi with InstaMortgage. He went above and beyond to help me secure a loan pre-approval without the need for a hard credit score inquiry. He patiently answered all my questions and provided invaluable guidance in finding the best loan option for my needs. His dedication and expertise made the entire process smooth and stress-free. I highly recommend his services to anyone seeking financial assistance.
Giovanni Valdez with InstaMortgage was super friendly and helpful. He made the whole buying process super easy. Explained everything well and was super patient when it came to answering questions. As a new home owner, I was super nervous and had tons of questions and Giovanni walked me through everything. Definitely would refer him to anyone. It was a pleasure doing business with him. He’s awesome. Best of the best and tons of experience. Thank you Gio for all the great help!
Shashank and Bianca are an excellent team to work with. This is my second closing with them and every time they have ensured competitive rates, clear communications/expectations and on-time closure. No last minute surprises and no drama/rush around closing time. Bianca does a lot of due diligence and is on top of everything. Working with them closely, I get a lot of confidence that they have the best interest of the customers in the forefront of everything else. Looking forward to more mutually rewarding engagements with them.
I have worked with Mr. Behzad Hamidi to get a loan for our recent investment property. The level of care, support, and response he provided was phenomenal. He made the entire process extremely smooth by making himself available pretty much anytime to answer questions and making sure I will get the product i need. It was amazing to see how fast he made things ready for the next steps. Communication with Behzad was also great and he kept me informed at every stage of the process with a clear timeline.I would definitely recommend to work with him if you need a loan and certainly look forward to working with him again in the next opportunity.
I recently had the pleasure of working with Mr Behzad Hamidi, and I cannot emphasize enough how impressed I am with his exceptional professionalism. From start to finish, my experience exceeded all expectations, making him my go-to choice for any future lendung needs.From the moment I reached out to him, he was invredibly responsive and attentive. He demonestrated a geniune interest in understanding my situation and tailored their services to meet my special needs. His dedication to customer satisfaction was evident through the entire process. He provided clear instruction, ensuring I had all documents. He was not only knowledgeable but also went above and beyond to address my concerns and answer all my questions. He took time to explain every detail of the loan , ensuring I fully understand everything!I wholeheartedly recommend him to anyone who need of lending services. His commitment to customer satisfaction truly set him apart. My experience was nothing short of outstanding and Im greatful for his expertise and dedication. THANK YOU BRHZAD for making my loan journey a positive one!Fatemeh
Behzad Hamidi was my lender.He patiently answered all my questions. He was always available whenever I contacted him and the process was so fast through this company. Highly recommended.
Very professional, courteous, super-fast responses even post closing, and customer-friendly experience!!The Instamortgage team is awesome!!Bianca was super helpful throughout the loan process and always available to address any concerns.My big “THANK YOU” to Shashank, Bianca and Prasanna!!
I recently worked with Behzad Hamidi on securing a mortgage loan with InstaMortgage and I couldn't be happier with the experience with both my loan offer and the company. From start to finish, Behzad was incredibly passionate about helping me find the right loan for my needs. He was always available to answer any questions I had and responded to my emails and calls promptly. His responsiveness was top-notch and he made sure to keep me updated on the status of my loan at all times. I was working with another Mortgage company at the same time, and they were adding few line items in closing costs to justify the rate they gave me and they were not so honest about it. Behzad was so helpful walking me through all items and educating me since it was my first loan. He caught unnecessary charges the other mortgage company added.They were also so quick on approving my loan. The whole process took less than 10 days. They also gave a very good rate, which was lower than few other mortgage companies and banks at the time.I would highly recommend InstaMorgage and specifically I had a nice experience working with Behzad. He truly goes above and beyond to ensure his clients are satisfied.
I had an awesome experience working with Behzad (with InstaMortgage Inc.) as my loan officer in the home purchasing process.He is really knowledgeable, helpful and polite person. He has been answering all of my questions patiently during that process. He explained every details in the loan estimate through a zoom meeting with me. He made sure I get the most lender credit and the best mortgage rate. I really appreciate his helps and supports and highly highly recommend him.
I have worked with Behzad 2 times now and both transactions were smooth. With both of my clients he had great communication with buyers, me the agent, and title. He always answered my questions and my calls! I would absolutely use him again.
There aren't enough stars for my buyers lender Behzad Hamid. I am a Realtor in Savannah GA and when my buyers came to me with an out of town lender I was skeptical. However, shortly after speaking with Bezhad my option quickly changed. He was as dedicated and committed as I was to help our mutual clients purchase their home in a very competitive market. From giving them the best rate. to calling each listing agent to reassure them of our buyers qualifications, to putting a rush on a very short appraisal contingency, he exceeded each of my expectations. Bezhad is by far one of the very best lenders I have dealt with. I wouldn't hesitate to recommend him to anyone looking for a lender: Amazing work Behzad!!!
I have been in touch with Behzad for my mortgage. He is fantastic and always responsive, and he is a problem-solving attier. He gave me pre-approval with a soft inquiry, which did not affect my credit. I appreciate him for all he has done.
Collaborating with Behzad was truly delightful. His level of professionalism is top-notch, and his responsiveness is truly impressive. What sets him apart is his commitment to ensuring that I obtain the best possible loan option. Behzad's expertise and dedication made this process stress-free, and we were happy with the results. I highly recommend him for anyone looking for a loan officer who goes the extra mile to deliver an outstanding service.
I had the pleasure of working with Behzad as my loan officer to close on my house in Maryland, and I was truly impressed with his level of expertise, experience, and service . He demonstrated a high level of professionalism, expertise, responsiveness, and dedication.He was able to explain financial matters in a way that was easy for me to understand. He took the time to guide me through each step of the loan application process, ensuring I felt informed and confident in my decisions.What I appreciated the most about Behzad was his commitment to finding the best loan options and only running a soft inquiry in the initial stage in a way that it wouldn’t impact my credit score.He went above and beyond to secure a competitive interest rate and loan terms that were highly favorable.Throughout the process, Behzad was exceptionally approachable. He answered my questions and kept me updated at every step of the process.Needless to say, I will highly recommend him.
I had a fantastic experience working with Behzad Hamidi with InstaMortgage. He went above and beyond to help me secure a loan pre-approval without the need for a hard credit score inquiry. He patiently answered all my questions and provided invaluable guidance in finding the best loan option for my needs. His dedication and expertise made the entire process smooth and stress-free. I highly recommend his services to anyone seeking financial assistance.
Giovanni Valdez with InstaMortgage was super friendly and helpful. He made the whole buying process super easy. Explained everything well and was super patient when it came to answering questions. As a new home owner, I was super nervous and had tons of questions and Giovanni walked me through everything. Definitely would refer him to anyone. It was a pleasure doing business with him. He’s awesome. Best of the best and tons of experience. Thank you Gio for all the great help!
Shashank and Bianca are an excellent team to work with. This is my second closing with them and every time they have ensured competitive rates, clear communications/expectations and on-time closure. No last minute surprises and no drama/rush around closing time. Bianca does a lot of due diligence and is on top of everything. Working with them closely, I get a lot of confidence that they have the best interest of the customers in the forefront of everything else. Looking forward to more mutually rewarding engagements with them.
I have worked with Mr. Behzad Hamidi to get a loan for our recent investment property. The level of care, support, and response he provided was phenomenal. He made the entire process extremely smooth by making himself available pretty much anytime to answer questions and making sure I will get the product i need. It was amazing to see how fast he made things ready for the next steps. Communication with Behzad was also great and he kept me informed at every stage of the process with a clear timeline.I would definitely recommend to work with him if you need a loan and certainly look forward to working with him again in the next opportunity.
I recently had the pleasure of working with Mr Behzad Hamidi, and I cannot emphasize enough how impressed I am with his exceptional professionalism. From start to finish, my experience exceeded all expectations, making him my go-to choice for any future lendung needs.From the moment I reached out to him, he was invredibly responsive and attentive. He demonestrated a geniune interest in understanding my situation and tailored their services to meet my special needs. His dedication to customer satisfaction was evident through the entire process. He provided clear instruction, ensuring I had all documents. He was not only knowledgeable but also went above and beyond to address my concerns and answer all my questions. He took time to explain every detail of the loan , ensuring I fully understand everything!I wholeheartedly recommend him to anyone who need of lending services. His commitment to customer satisfaction truly set him apart. My experience was nothing short of outstanding and Im greatful for his expertise and dedication. THANK YOU BRHZAD for making my loan journey a positive one!Fatemeh
Behzad Hamidi was my lender.He patiently answered all my questions. He was always available whenever I contacted him and the process was so fast through this company. Highly recommended.
Very professional, courteous, super-fast responses even post closing, and customer-friendly experience!!The Instamortgage team is awesome!!Bianca was super helpful throughout the loan process and always available to address any concerns.My big “THANK YOU” to Shashank, Bianca and Prasanna!!
I recently worked with Behzad Hamidi on securing a mortgage loan with InstaMortgage and I couldn't be happier with the experience with both my loan offer and the company. From start to finish, Behzad was incredibly passionate about helping me find the right loan for my needs. He was always available to answer any questions I had and responded to my emails and calls promptly. His responsiveness was top-notch and he made sure to keep me updated on the status of my loan at all times. I was working with another Mortgage company at the same time, and they were adding few line items in closing costs to justify the rate they gave me and they were not so honest about it. Behzad was so helpful walking me through all items and educating me since it was my first loan. He caught unnecessary charges the other mortgage company added.They were also so quick on approving my loan. The whole process took less than 10 days. They also gave a very good rate, which was lower than few other mortgage companies and banks at the time.I would highly recommend InstaMorgage and specifically I had a nice experience working with Behzad. He truly goes above and beyond to ensure his clients are satisfied.
I had an awesome experience working with Behzad (with InstaMortgage Inc.) as my loan officer in the home purchasing process.He is really knowledgeable, helpful and polite person. He has been answering all of my questions patiently during that process. He explained every details in the loan estimate through a zoom meeting with me. He made sure I get the most lender credit and the best mortgage rate. I really appreciate his helps and supports and highly highly recommend him.
I have worked with Behzad 2 times now and both transactions were smooth. With both of my clients he had great communication with buyers, me the agent, and title. He always answered my questions and my calls! I would absolutely use him again.
There aren't enough stars for my buyers lender Behzad Hamid. I am a Realtor in Savannah GA and when my buyers came to me with an out of town lender I was skeptical. However, shortly after speaking with Bezhad my option quickly changed. He was as dedicated and committed as I was to help our mutual clients purchase their home in a very competitive market. From giving them the best rate. to calling each listing agent to reassure them of our buyers qualifications, to putting a rush on a very short appraisal contingency, he exceeded each of my expectations. Bezhad is by far one of the very best lenders I have dealt with. I wouldn't hesitate to recommend him to anyone looking for a lender: Amazing work Behzad!!!
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