I am Rafael, a Licensed Mortgage Loan Officer.
I always wanted to help people achieve their dream of owning a home. I am here to help you and assist you in the loan process from application to closing and beyond!
I am available to you 24/7.
Our clients love us – and so will you.
Sal is AMAZING at what he does! I’m so grateful I was able to work with him through my home buying process. I’m a first time homebuyer and I had a million questions. Sal was responsive and completely transparent with me. Regardless of the situation, Sal got me through this process without breaking a sweat AND we closed in less than 30 days. Trust him with your process - he is the GOAT.Read More
We recently closed on our house after contacting Dan and Sal at InstaMortgage. Both Dan and Sal were very attentive and responded to questions quickly. Initially, we had a lot of questions about the process, and had about all of them answered. Once we got the pre approval, things moved very quickly. Because of how quickly things moved, I feel that a few things got lost in translation. Ultimately, Dan and Sal got the job done, and we are super happy with choosing them.Read More
Sal was great to work with, made this process so easy! And was knowledgeable about VA loans, so that I knew what more can be done later. I highly recommend them!!Read More
Refinance can be an arduous process, but Dan and Sal could not have made it more effortless. Their knowledge and unprompted communication reassured me that the transaction was in the very best hands. From the intake of my documents to signing the final papers, they were responsive, kind, and efficient. I want to express my gratitude and strong support for their excellent service.Read More
Very professional and friendly. Bought my first house at 23. Mr Sal make things happen. Definitely recommended.Read More
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Worked with Giovanni Valdez with instamortgage and all I can say is thank you! Giovanni was professional and worked a time melt manner making sure my house hunting process went smooth and efficiently. Would highly recommend working with him if you are in the housing market.Read More
First time buyer, it was a pleasure to have worked with Giovanni Valdez. He was very knowledgeable, he explained everything, and answered all of our questions. It was a pleasure to had him be part of our buying process.Read More
To say Gio is amazing is an understatement. He os very knowledgeable, enthusiastic, and always looks out for your best interest. He always makes time for you and has the utmost patience for all of your questions. His work ethic and tentativeness gave me so much peace of mind through out what could have been a stressful process. Gio, I can’t thank you enough.Read More
All I have to say is I am very grateful for going with Insta mortgage. Giovanni Valdez did an amazing job!!!! All these loan terms, numbers etc. was like a foreign language to me. Giovanni did such an amazing job explaining things and helped me understand everything. Very knowledgeable and so professional!!! Was always there for you to answer any question or concern you had. He went above and beyond in trying to find me the best rate/loan. I am so glad and fortunate to have him help out with my home buying process. He was there from beginning to end in the whole process. Forever grateful, thanks so much for your help Giovanni, couldn’t have gotten my home without your help.Read More
YBEclectic - Doses Of Positive Energy
Giovanni Valdez was great from start to funded. He made sure I understood the numbers and was up to date on what was going on from A-Z. I appreciate his help!Read More
I am very grateful for my loan officer, Giovanni Valdez. He was extremely kind and never hesitated to communicate with me when there was a change or update in my case. He made it a priority to make sure that I understood every step of the loan process and answered all of my questions. His professionalism is impeccable and it gave me the reassurance I needed to continue my house buying process.Read More
I absolutely recommend working with Giovanni Valdez. He made the progress so easy. Answer all of our questions. Always was available to take our calls. Very knowledgeableRead More
Giovanni Valdez was very pleasant to work with. As a first time homebuyer he answered all of my questions and patiently helped me throughout the entire process. He was easy to communicate with and was always on top of everything! I would highly recommend him as a loan officer!Read More
Somos muy afortunados en conocer a Giovanni Valdez . Nuestra Familia le agradece todo lo que ha hecho por nosotros al cumplir el sueño más preciado de tener nuestra casa . Giovanni muchas gracias por ser el mejor profesional y maravilloso ser humano . Dios le bendiga y que el éxito y la abundancia le acompañen todos los días de su vida . Cesar y Carmen Muñoz .Read More
Juan Carlos Gutierrez
Working with Giovanni Valdez at InstaMortgage was one of the best decisions I have made through my home buying process. He made things so simple and got my a better rate than I had before. My only regret was not starting off with him right from the beginning of my home buying process. I would definitely recommend Giovanni and InstaMortgage to any friends or family members trying to go through this process.Read More