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2024 FHA Loan Limits For Maryland is $498,257 and goes up to $1,149,825 for high-cost counties for one-unit properties.
2024 FHA Loan Limits For MD for 2-unit properties is $637,950 and goes up to $1,472,250 for high-cost counties.
2024 FHA Mortgage Loan Limits for Allegany County
- 1 Unit – $498,257
- 2 Unit – $637,950
- 3 Unit – $771,125
- 4 Unit – $958,350
2024 FHA Mortgage Loan Limits for Anne Arundel County
- 1 Unit – $667,000
- 2 Unit – $853,900
- 3 Unit – $1,032,150
- 4 Unit – $1,282,700
2024 FHA Mortgage Loan Limits for Baltimore City
- 1 Unit – $667,000
- 2 Unit – $853,900
- 3 Unit – $1,032,150
- 4 Unit – $1,282,700
2024 FHA Mortgage Loan Limits for Baltimore County
- 1 Unit – $667,000
- 2 Unit – $853,900
- 3 Unit – $1,032,150
- 4 Unit – $1,282,700
2024 FHA Loan Limit Maryland Calvert County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 FHA Mortgage Loan Limits for Caroline County
- 1 Unit – $498,257
- 2 Unit – $637,950
- 3 Unit – $771,125
- 4 Unit – $958,350
2024 FHA Mortgage Loan Limits for Carroll County
- 1 Unit – $667,000
- 2 Unit – $853,900
- 3 Unit – $1,032,150
- 4 Unit – $1,282,700
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2024 FHA Mortgage Loan Limits for Cecil County
- 1 Unit – $557,750
- 2 Unit – $714,000
- 3 Unit – $863,100
- 4 Unit – $1,072,600
2024 FHA Mortgage Loan Limits for Charles County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 FHA Mortgage Loan Limits for Dorchester County
- 1 Unit – $498,257
- 2 Unit – $637,950
- 3 Unit – $771,125
- 4 Unit – $958,350
2024 FHA Mortgage Loan Limits for Frederick County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 FHA Mortgage Loan Limits for Garrett County
- 1 Unit – $498,257
- 2 Unit – $637,950
- 3 Unit – $771,125
- 4 Unit – $958,350
2024 FHA Mortgage Loan Limits for Harford County
- 1 Unit – $667,000
- 2 Unit – $853,900
- 3 Unit – $1,032,150
- 4 Unit – $1,282,700
2024 FHA Mortgage Loan Limits for Howard County
- 1 Unit – $667,000
- 2 Unit – $853,900
- 3 Unit – $1,032,150
- 4 Unit – $1,282,700
2024 FHA Mortgage Loan Limits for Kent County
- 1 Unit – $498,257
- 2 Unit – $637,950
- 3 Unit – $771,125
- 4 Unit – $958,350
2024 FHA Mortgage Loan Limits for Montgomery County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 FHA Mortgage Loan Limits for Prince George’s County
- 1 Unit – $1,149,825
- 2 Unit – $1,472,250
- 3 Unit – $1,779,525
- 4 Unit – $2,211,600
2024 FHA Mortgage Loan Limits for Queen Anne’s County
- 1 Unit – $667,000
- 2 Unit – $853,900
- 3 Unit – $1,032,150
- 4 Unit – $1,282,700
2024 FHA Mortgage Loan Limits for Somerset County
- 1 Unit – $498,257
- 2 Unit – $637,950
- 3 Unit – $771,125
- 4 Unit – $958,350
2024 FHA Mortgage Loan Limits for St. Mary’s County
- 1 Unit – $498,257
- 2 Unit – $637,950
- 3 Unit – $771,125
- 4 Unit – $958,350
2024 FHA Mortgage Loan Limits for Talbot County
- 1 Unit – $498,257
- 2 Unit – $637,950
- 3 Unit – $771,125
- 4 Unit – $958,350
2024 FHA Mortgage Loan Limits for Washington County
- 1 Unit – $498,257
- 2 Unit – $637,950
- 3 Unit – $771,125
- 4 Unit – $958,350
2024 FHA Mortgage Loan Limits for Wicomico County
- 1 Unit – $498,257
- 2 Unit – $637,950
- 3 Unit – $771,125
- 4 Unit – $958,350
2024 FHA Mortgage Loan Limits for Worcester County
- 1 Unit – $498,257
- 2 Unit – $637,950
- 3 Unit – $771,125
- 4 Unit – $958,350
What do 2024 Loan Limits in Maryland (MD) mean for you?
A 1-unit loan limit of $498,257 means that you can now buy a bigger home and get a higher loan amount for an FHA loan in Maryland (MD). 1-unit property means Single Family Homes (SFH), Condominiums, and Townhomes. Since FHA loans allow a minimum down payment of only 3.5%, now you can buy a home with a purchase price of ~$516,000 with the minimum down payment. If you meet FHA loan guidelines, you might qualify even with below-average credit score and down payment sourced from gifts.
Zillow reported that Maryland’s average home price in January 2024 was $401,305, which means more than half of the homes in the state of Maryland can be purchased with an FHA loan with the new 2024 loan limits.
InstaMortgage Inc is an FHA approved lender with a customer review ratings on Google at 4.9-star. Contact us today to get pre-approved for an FHA or get a competitive rate quote if you’re already in a contract to buy a Maryland (MD) home.
Conforming loan limits 2023 MD
FHA county loan limits 2023 PA
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