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I am the author of this blog and also a top-producing Loan Officer and CEO of InstaMortgage Inc, the fastest-growing mortgage company in America. All the advice is based on my experience of helping thousands of homebuyers and homeowners. We are a mortgage company and will help you with all your mortgage needs. Unlike lead generation websites, we do not sell your information to multiple lenders or third-party companies.

2024 FHA Loan Limits For New York is $498,257  and goes up to $1,149,825 for high-cost counties for one-unit properties.

New FHA  Loan Limits 2024 For NY for two-unit properties is $637,950  and goes up to $1,472,250  for high-cost counties.

2024 FHA Mortgage Loan Limits for Albany County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

2024 FHA Loan Limits for Allegany County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Bronx County

  • 1  Unit – $1,149,825
  • 2 Unit – $1,472,250
  • 3 Unit – $1,779,525
  • 4 Unit – $2,211,600

2024 FHA Mortgage Loan Limits for Broome County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Cattaraugus County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage  Limits for Cayuga County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Chautauqua County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Chemung County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L. Limits for Chenango County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L.  Limits for Clinton County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage L Limits for Columbia County 

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350
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New FHA Mortgage L. Limits for Cortland County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage Loan Limits for Delaware County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage L Limits for Dutchess County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Erie County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage L Limits for Essex County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage  Limits for Franklin County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Fulton County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage  Limits for Genesee County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Greene County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage Limits for Hamilton County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Herkimer County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage  Limits for Jefferson County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Kings County

  • 1  Unit – $1,149,825
  • 2 Unit – $1,472,250
  • 3 Unit – $1,779,525
  • 4 Unit – $2,211,600

FHA Mortgage  Limits for Lewis County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Livingston County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage  Limits for Madison County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Monroe County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Montgomery County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Nassau County

  • 1  Unit – $1,149,825
  • 2 Unit – $1,472,250
  • 3 Unit – $1,779,525
  • 4 Unit – $2,211,600

FHA Mortgage L Limits for New York County

  • 1  Unit – $1,149,825
  • 2 Unit – $1,472,250
  • 3 Unit – $1,779,525
  • 4 Unit – $2,211,600

FHA Mortgage L Limits for Niagara County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Oneida County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage L Limits for Onondaga County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Ontario County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage L Limits for Orange County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Orleans County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Oswego County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Otsego County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Putnam County

  • 1  Unit – $1,149,825
  • 2 Unit – $1,472,250
  • 3 Unit – $1,779,525
  • 4 Unit – $2,211,600

FHA Mortgage L Limits for Queens County

  • 1  Unit – $1,149,825
  • 2 Unit – $1,472,250
  • 3 Unit – $1,779,525
  • 4 Unit – $2,211,600

2024 FHA Mortgage Loan Limits for Rensselaer County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage L Limits for Richmond County

  • 1  Unit – $1,149,825
  • 2 Unit – $1,472,250
  • 3 Unit – $1,779,525
  • 4 Unit – $2,211,600

FHA Mortgage L Limits for Rockland County

  • 1  Unit – $1,149,825
  • 2 Unit – $1,472,250
  • 3 Unit – $1,779,525
  • 4 Unit – $2,211,600

New FHA Mortgage L Limits for Saratoga County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Schenectady County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage L Limits for Schoharie County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage L. Limits for Schuyler County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L  Limits for St. Lawrence County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Seneca County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage  Limits for Steuben County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage  Limits for Suffolk County

  • 1  Unit – $1,149,825
  • 2 Unit – $1,472,250
  • 3 Unit – $1,779,525
  • 4 Unit – $2,211,600

FHA Mortgage L Limits for Sullivan County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage L  Limits for Tioga County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage LL for Tompkins County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage L Limits for Ulster County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage LL for Warren County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage Limits for Washington County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Wayne County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

New FHA Mortgage L Limits for Westchester County

  • 1  Unit – $1,149,825
  • 2 Unit – $1,472,250
  • 3 Unit – $1,779,525
  • 4 Unit – $2,211,600

New FHA Mortgage L Limits for Wyoming County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

FHA Mortgage L Limits for Yates County

  • 1  Unit – $498,257
  • 2 Unit – $637,950
  • 3 Unit – $771,125
  • 4 Unit – $958,350

View Conforming  Loan Limits NYC  2023

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