2024 FHA Loan Limits For New York (NY)

New York FHA Loan Limits by County for 2024

2024 FHA Loan Limits For New York is $498,257  and goes up to $1,149,825 for high-cost counties for one-unit properties.

New FHA  Loan Limits 2024 For NY for two-unit properties is $637,950  and goes up to $1,472,250  for high-cost counties.

For homebuyers planning on buying a house in New York, reviewing the applicable FHA loan limits by county and property size can help them understand the financing options available for their purchase.

2024 FHA Mortgage Loan Limits for Albany County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

2024 FHA Loan Limits for Allegany County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Bronx County

• 1  Unit – $1,149,825
• 2 Unit – $1,472,250
• 3 Unit – $1,779,525
• 4 Unit – $2,211,600

2024 FHA Mortgage Loan Limits for Broome County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Cattaraugus County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage  Limits for Cayuga County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Chautauqua County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Chemung County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L. Limits for Chenango County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

2025 FHA Loan Limits New York

FHA Mortgage L.  Limits for Clinton County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage L Limits for Columbia County 

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage L. Limits for Cortland County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage Loan Limits for Delaware County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage L Limits for Dutchess County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Erie County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage L Limits for Essex County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage  Limits for Franklin County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Fulton County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage  Limits for Genesee County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Greene County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage Limits for Hamilton County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Herkimer County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage  Limits for Jefferson County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Kings County

• 1  Unit – $1,149,825
• 2 Unit – $1,472,250
• 3 Unit – $1,779,525
• 4 Unit – $2,211,600

FHA Mortgage  Limits for Lewis County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Livingston County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage  Limits for Madison County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Monroe County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Montgomery County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Nassau County

• 1  Unit – $1,149,825
• 2 Unit – $1,472,250
• 3 Unit – $1,779,525
• 4 Unit – $2,211,600

FHA Mortgage L Limits for New York County

• 1  Unit – $1,149,825
• 2 Unit – $1,472,250
• 3 Unit – $1,779,525
• 4 Unit – $2,211,600

FHA Mortgage L Limits for Niagara County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Oneida County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage L Limits for Onondaga County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Ontario County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage L Limits for Orange County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Orleans County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Oswego County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Otsego County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Putnam County

• 1  Unit – $1,149,825
• 2 Unit – $1,472,250
• 3 Unit – $1,779,525
• 4 Unit – $2,211,600

FHA Mortgage L Limits for Queens County

• 1  Unit – $1,149,825
• 2 Unit – $1,472,250
• 3 Unit – $1,779,525
• 4 Unit – $2,211,600

2024 FHA Mortgage Loan Limits for Rensselaer County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage L Limits for Richmond County

• 1  Unit – $1,149,825
• 2 Unit – $1,472,250
• 3 Unit – $1,779,525
• 4 Unit – $2,211,600

FHA Mortgage L Limits for Rockland County

• 1  Unit – $1,149,825
• 2 Unit – $1,472,250
• 3 Unit – $1,779,525
• 4 Unit – $2,211,600

New FHA Mortgage L Limits for Saratoga County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Schenectady County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage L Limits for Schoharie County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage L. Limits for Schuyler County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L  Limits for St. Lawrence County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Seneca County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage  Limits for Steuben County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage  Limits for Suffolk County

• 1  Unit – $1,149,825
• 2 Unit – $1,472,250
• 3 Unit – $1,779,525
• 4 Unit – $2,211,600

FHA Mortgage L Limits for Sullivan County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage L  Limits for Tioga County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage LL for Tompkins County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage L Limits for Ulster County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage LL for Warren County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage Limits for Washington County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

2024 FHA Mortgage Loan Limits for Wayne County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

New FHA Mortgage L Limits for Westchester County

• 1  Unit – $1,149,825
• 2 Unit – $1,472,250
• 3 Unit – $1,779,525
• 4 Unit – $2,211,600

New FHA Mortgage L Limits for Wyoming County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

FHA Mortgage L Limits for Yates County

• 1  Unit – $498,257
• 2 Unit – $637,950
• 3 Unit – $771,125
• 4 Unit – $958,350

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